Terms & Conditions

Terms and Conditions :

Welcome to www.MyInsuranceBook.com ("MyInsuranceBook / Web site / Site"). These are the terms and conditions governing your use of the Site. By accessing MyInsuranceBook either through the website or any other electronic device, you acknowledge, accept and agree to the following terms, which are designed to make sure that MyInsuranceBook works for everyone. The following terms and conditions are effective from the time you log in to MyInsuranceBook.

This listing site (www.MyInsuranceBook.com) is a resource for informational purposes only and is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. MyInsuranceBook does not warrant that the information contained on this listing site is accurate or complete, and hereby disclaims any and all liability to any person for any loss or damage caused by errors or omissions, whether such errors or omissions result from negligence, accident or any other cause.

MyInsuranceBook further assumes no liability for the interpretation and/or use of the information contained on this listing site, nor does it offer a warranty of any kind, either expressed or implied. The owner/management/officers of this listing site do not intend links from this site to other internet listing site to be endorsements of with the linked entities. MyInsuranceBook is not responsible for, and makes no representations or warranties about, the contents of Web sites to which links may be provided from the Web site.

This listing site is not intended to be a source of advertising or solicitation and the contents of the listing site should not be construed as legal advice. The reader should not consider this information or service to be an invitation for Professionals - Client relationship/s. No recipients of content from this listing site should act, or refrain from acting, based upon any or all of the contents of this site.

Furthermore, the owner/management/officers of this listing site does not wish to represent anyone desiring representation based solely upon viewing this listing site or in a country/state where this listing site fails to comply with all laws and ethical rules of that state. Finally, the reader is warned that the use of Internet email for confidential or sensitive information is susceptible to risks of lack of confidentiality associated with sending email over the Internet.

Prior results do not guarantee a similar outcome. The description anywhere on this website of the results of any specific case or transaction does not mean or suggest that similar results can or could be obtained in any other matter. Each legal/financial matter should be considered on the unique facts of each case.

All rights, title and interest including trademarks and copyrights in respect of the domain name and Platforms content hosted on the Platforms are reserved with MyInsuranceBook. Users are permitted to read, print or download text, data and/or graphics from the Website or any other Platforms for their personal use only. Unauthorized access, reproduction, redistribution, transmission and/or dealing with any information contained in the Platforms in any other manner, either in whole or in part, are strictly prohibited, failing which strict legal action will be initiated against such users.

References that we make to any names, marks, products or services of third parties or hypertext links to third party sites or information do not constitute or imply our endorsement, sponsorship or recommendation of the third party, of the quality of any product or service, advice, information or other materials displayed, purchased, or obtained by you as a result of an listing or any other information or offer in or in connection with the Platforms.

User/subscriber specifically acknowledges that MyInsuranceBook is not liable for the defamatory, offensive or illegal conduct of other Users/subscribers or thirdparties in cases including but not limited to any interactive communication on or through the sites and that the risk of injury from the foregoing rests entirely with User(s)/subscriber(s).

The material and the platforms used to provide the material (including the website) are provided "as is" and "as available" without warranty of any kind, either express or implied or statutory, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or noninfringement. MyInsuranceBook disclaims any and all warranties to the fullest extent of the law, including any warranties for any information, goods, or services, obtained through, listing or received through any links provided by or through the platforms some countries or other jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you. You may also have other rights that vary from country to country and jurisdiction to jurisdiction.

The Site contains content which includes your Information,MyInsuranceBook's information and information from other users. You agree not to copy, modify, or distribute such content (other than Your Information), MyInsuranceBook's copyrights or trademarks. When you give us any content as part of Your Information, you are granting us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable right and license to use, reproduce, publish, translate, distribute, perform and display such content (in whole or part) worldwide through the Site as well as on any of our affiliates or partners websites, publications and mobile platform. We need these rights with respect to the content in Your Information in order to host and display your content.

Applicable laws:
These Terms will be governed by and construed in accordance with the Indian laws, without giving effect to its conflict of laws provisions or your actual state or country of residence, and you agree to submit to personal jurisdiction in India. You are responsible for compliance with applicable laws. If for any reason a court of competent jurisdiction finds any provision or portion of the Terms to be unenforceable, the remainder of the Terms will continue in full force and effect. These Terms constitute the entire agreement between us and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding the subject matter of the Terms. Any waiver of any provision of the Terms will be effective only if in writing and signed by you and MyInsuranceBook. MyInsuranceBook reserves the right to investigate complaints or reported violations of these Terms and to take any action we deem necessary and appropriate. Such action may include reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties. In addition, we may take action to disclose any information necessary or appropriate to such persons or entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information. MyInsuranceBook reserves the right to seek all remedies available at law and in equity for violations of these Terms.

Any disputes and differences whatsoever arising in connection with these Terms shall be settled by Arbitration in accordance with the Arbitration and Conciliation Act, 1996. a) All proceedings shall be conducted in English language. b) MyInsuranceBook reserves the right to appoint the sole arbitrator to settle dispute between the parties. c) The venue of Arbitration shall be in Pune, India.

Extent of Liability:
Furthermore, the total liability of the MyInsuranceBook to you for any cause of action you take against the MyInsuranceBook will at all times be limited to the amount you have paid to us in the last twelve (12) months, if any.

Force Majeure:
In no event shall we any have liability or be deemed to be in breach hereof for any failure or delay of performance resulting from any governmental action, fire, flood, insurrection, earthquake, power failure, network failure, riot, explosion, embargo, strikes (whether legal or illegal), terrorist act, labor or material shortage, transportation interruption of any kind or work slowdown or any other condition not reasonably within our control.

You acknowledge and agree that the services are provided "as is" and "as available" and that your use of the services shall be at your sole risk. To the fullest extent permitted by applicable law, MyInsuranceBook, its affiliates and their respective officers, directors, employees, agents, affiliates, branches, subsidiaries, and licensors disclaim all warranties, express or implied, in connection with the services including mobile apps and your use of them. You agree to indemnify us and hold us harmless from and with respect to any claims, actions, liabilities, losses, expenses, damages and costs (including, without limitation, actual attorneys' fees) that may at any time be incurred by us arising out of or in connection with these Terms or any Listing services you request, including, without limitation, any claims, suits or proceedings for defamation or libel, violation of right of privacy or publicity, criminal investigations, infringement of intellectual property, false or deceptive advertising or sales practices and any virus, contaminating or destructive features.

Effective Date : 21 March 2016.